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HELPFUL ACCIDENT INFORMATION
According to the ABI over 72% of motorists are unsure
of what to do in the case of motor accident.
All motorists must be aware of the procedures and etiquette
they should adopt, by law, if they have the misfortune to
be involved in a road traffic accident.
As the police are predicting an increase in driving related
accidents, at this time of year, this information is crucial
to all who travel on the roads in the UK, or are planning
to take a motor vehicle abroad.
What to do following a road
traffic accident
The first rule is Don’t Panic! · Ensure everyone involved
is safe.
Switch off the engines of all vehicles involved.
Activate hazard warning lights and alert oncoming traffic
about the accident.
In the event of serious injury, or obstruction, call the emergency
services on 999 from a land line, or 112 from a mobile.
Remain calm, do not admit liability or offer any form of settlement.
By law the vehicles should not be moved. However if they are
causing a serious hazard do so, but not until an independent
witness has noted their position.
After any form of accident you must, by law, STOP.
Again by law, you must inform the police of the accident within
4 hours if there has been any injury. You are also bound by
law to present your motor insurance details to the police
within 7 days.
Exchange details with the other parties involved. This will
include: names and addresses of the drivers and owners of
the vehicles, together with registration numbers of the vehicles
and insurance details.
Draw a sketch plan of the area, showing the road layout, the
position of the vehicles involved, named of surrounding roads,
traffic signs, road widths, markings and skid marks.
If your vehicle needs moving, the attending police will arrange
this and have it taken to a safe depot or garage. What to
do after the accident:
Ensure that you contact your insurer or insurance broker and
inform them immediately of accident.
Your insurance broker will handle all the arrangements to
get your car inspected by an independent assessor.
If your insurance allows, your insurer will arrange for a
replacement vehicle if yours is not road worthy.
If the accident was not your fault, or any of your passengers
were injured, it would be wise to contact a solicitor
who will pursue a claim on your behalf.
Carry a check of this procedure in your vehicle at all times.
Ensure you have your insurance brokers details and contact
numbers as well as details of your insurer.
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