First Alternative Car Insurance
cover features
The First Alternative product offers drivers the opportunity
to build up to 75% no claims discount - unlike most other
companies who offer only 65%. The company also provides Comprehensive
policyholders with courtesy cars while their own are being
repaired at one of the company’s network of repairers.
10% Online discount
Save money with First Alternative
Non Standard Car Insurance at direct prices
First Alternative estimates that around 40% (approx 10 million
motorists) of private motorists could be classified as non-standard
because of the car they drive, their driving history (claims
and convictions) or other personal factors such as age or
employment.
With drivers buying more high value and performance
cars and incurring more traffic enforcement penalties per
capita, an increasing number of drivers are moving into the
non-standard car insurance market. To date, the number of
providers has not kept pace and many drivers have ended up
paying high premiums and up to 20% commission if they buy
through brokers.