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UK Car Insurance cover help from Car Insurance Brokers

  

Fire and Theft Cover

This covers loss or damage to the car resulting from fire or theft, and can be found within the 'loss or damage' section of a comprehensive policy wording. ( Otherwise known as 'Section 1' which is on an 'All Risks' basis)
The accidental damage excess under comprehensive policies which is often applied to 'young and inexperienced' drivers, does not apply to fire and theft claims.
An insured who chooses third party cover only, can usually extend this cover to include loss or damage to the car by fire or theft as named perils on the policy. This is what is meant by TPFT.
Loss or damage caused in other ways remains uninsured.

It is possible for an insured who has taken his car off the road for whatever reason, to insure the vehicle for Fire and Theft cover only
You will probably need to talk directly to a Car Insurance Broker or company to obtain this cover as we have yet to see it offered online over the Internet.

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