Car Insurance and
the Road Traffic Act
Compulsory Car Insurance in the
United Kingdom
Car Insurance in England, Scotland and Wales was
until 1988 regulated primarily by the Road Traffic Act 1972
as amended by the Road Traffic Act 1974. The 1974 Act came
into operation on 1 January 1975.
These Acts not only deal with insurance but also with many
aspects of the road law. Part VI of the 1972 Act relates particularly
to compulsory third party car insurance.
In 1988 the law was revised and the new Road Traffic
Act was implemented with compulsory car insurance requirements
In accordance with the requirements of the Road Traffic Act
1988 and the Motor Vehicles Compulsory Insurance Regulations
1987 all users of Cars on roads in the UK must be insured
with an authorized Insurer who is a member of the Motor
Insurers Bureau - against liability at law in respect
of death and bodily injury to another person including passengers,
or damage to property, and also to the cost of any emergency
treatment resulting from the accident including the cost of
the emergency services.
Before you apply for a car
insurance quote online please read our car insurance quotes
page to save yourself time.
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